[MOM]

OK, I am NOT a legal beagle, but, I shall give this one a whirl anyways.

Originally Posted by gc

If you have your body frozen

OK, let's go here first. If I am not mistaken, and please DO correct me if I am, the whole point of cryogenics is freezing the body in order to be "revived" at some point before death occurs to prolong life. I can't imagine that someone would want their corpse frozen, because once you are declared dead, there's really not much reviving that can be done. With this in mind, I could only imagine that a stipulation would be made in one's LIVING will would be to have the body frozen prior to death, as in what the person's wishes are if they became medically incapacitated, thus making the intentions of the person known. With that in mind.....

Originally Posted by Av

If benefits are payable at "the end of the life of the policy holder," it could be argued that death, followed by freezing, is not the end, and therefore payment should not be made until such time as the policyholder reaches a state from which no revival could ever occur.

.....I would imagine that this would be the best case scenario. This would keep the repayment, plus interest, an ugly situation in and of itself from ANY standpoint, from happening in the first place.

Maybe the wording in EVERY policy should legally HAVE to read that way. And, maybe, there should be laws that state that anyone attempting to have themselves frozen cryogenically be required to have a Living Will in place (if that doesn't exist already), their Final Will and Testament, and Life Insurance situation all tie in together, and make the instructions they leave as specific and detailed as possible, making legal challenges harder to make, because many of the challenges, again, if I am not mistaken, are due to confusion over what the person meant.

Phwew, now that the smoke is billowing from my ears, I am going to now make a prediction that someone will suggest that I NOT quit my day job.