The 1st time I looked at a "spot card" I said: "Easy money. How hard is it to pick 3 teams to beat the spread?" Well, who knows how many years later ... and I'm still trying to find the right combination ...

Thus, I will admit to knowing too little to call each horse race without knowing how muddy the track is that day, so I will just say the Rams go 11-5 ... and for those that don't think that shows enough faith ... I'll call the "over" on this too.